Bad Credit

Having a history of bad debt can make it harder to get home loan approval, but it doesn’t necessarily make it impossible.

Here are some options if you have a bad credit history:

• Explore non-conforming or specialist lenders
• Paying a higher interest rate
• Paying more of a deposit
• Reduce your debt, for example, credit cards and personal loans
• Give explanations for your bad credit history, as some lenders may consider these circumstances

Do you have a bad credit history and want to know how you can change this? If so, then contact us to learn more.